Joe Sectzer Welcomes You...

Perhaps one of the greatest financial challenges you will face in your lifetime is preparing adequately for retirement.

 

We will help you create a plan that will assess your current financial situation, determine the retirement lifestyle for your future, review the many options available, and put solutions in place to help ensure you achieve the retirement of your dreams.

 

Besides providing an income, this solution has to be flexible enough to protect your assets from the six risks typically associated with retirement which are Longevity, Market Volatility, Inflation and Taxes, Health Care Costs, Long-Term Care Needs, and Leaving a Legacy.  

 


Your path to financial security starts with a comprehensive plan that outlines a clear path to achieving success.  I can help you create a plan based on your values that addresses your dreams for the future.

Focus on Retirement

It’s never too late to start saving.

We’re living longer than ever—and that means retirement will last longer as well. To help ensure you have the lifestyle you want in the future, it’s important to develop a sound retirement plan today to make the most of your savings for tomorrow.

Joe Sectzer works with his clients in every phase of retirement planning:

Saving for Retirement

Approaching Retirement

Living in Retirement

 

Northwestern Mutual is forging ahead with a new state-of-the-art process for retirement planning

Northwestern Mutual's innovative and patent-pending retirement income planning process is designed to help you develop and implement a complete, customized retirement plan that will help to optimize your income and manage your risk throughout your life.

Click here to learn more.

 

 

 

 

Social Security Won’t Be Enough: 6 Reasons to Consider an Income Annuity

Learn how you may be able to save less to meet your retirement income goals, keep up with inflation, and create guaranteed retirement income that never runs out.
Download FREE guide

 


Succession/Estate Planning

You work your whole life to build your practice, career or business.  This should have enabled you to be financially independent but planning continues to be critical.  At this stage, you know full well
that nothing happens by chance.

You should have control over what should happen to your business or professional practice.  Should it be sold or should it be transferred to an active child?  If so, how? If not, why not?

Business Markets Stratey mapYou need a solution that remains flexible enough to allow you to
1. maintain maximum control and enjoyment of your assets during life,
2. maintain financial independence and 3. achieve smooth distribution
of those assets at death to protect your loved ones from themselves
as well as others.

With a focused expertise on the business owner, Joe Sectzer can provide guidance for any stage of your business:

We understand that Estate Planning is a very personal process that involves both basic and advanced tools.

The laws on estate taxes are constantly changing so having a plan is critical.


 


The Northwestern Mutual Difference

We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.

  • Best Life Insurance Company ranked by NerdWallet, April 2019 1
  • Highest financial strength ratings of any life insurer from all four major rating agencies2
  • Top 10 U.S. Independent Investment Broker-Dealers3
1 ©2017-2019 and TM, NerdWallet, Inc. All Rights Reserved.

2 A.M. Best Company, A++ (highest), May 2019; Fitch Ratings, AAA (highest), May 2019; Moody's Investors Service, Aaa (highest), September 2018; S&P Global Ratings, AA+ (second highest), June 2019. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

3 Measured by 2018 total revenues. Ranking for Northwestern Mutual Investment Services, LLC. Sources: Financial Advisor magazine and Investment News, May 2019.

Joseph C Sectzer, CLU®, ChFC®, CASL®
Financial Representative


Physicians Nationwide

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The Fed Lowers Interest Rates Again

Here’s our take on the Fed’s decision to lower its key interest rate by a quarter point. Read more.

How One Couple Built Their Dream Backyard

One couple saw a property flaw as the chance to create the backyard of their dreams. Read more.

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck