Joseph C Sectzer
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Office: 262-255-1970 ext 205

N96W17035 Division Rd
Ste A
Germantown, WI 53022

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Dividend Announcement

Northwestern Mutual recently announced a dividend payout for 2010 of more than 4.7 billion dollars - the second largest in our company history - for clients who own life, annuity, DI and long-term care policies.

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Consistency Counts Scorecard

As in golf, the low score wins the game. Find out how Northwestern Mutual’s performance ranks relative to the competition. In times like these, it’s nice to know that Northwestern Mutual isn’t just strong — it’s consistently strong.

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Consistency Counts

Strength on its own can be impressive. When consistency is added, that’s when it becomes real. At Northwestern Mutual, we’ve been able to deliver real strength for over 150 years. Put our strength to work for you.

Strength that works.

Northwestern Mutual receives "best possible ratings"

The four major ratings agencies, Standard & Poor’s, A.M. Best, Moody’s, and Fitch, have each confirmed the company’s insurance financial strength ratings. We take great pride, especially in these economic times, in providing our clients the consistent financial strength that has been our signature for over 150 years.

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Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).

Life never stands still. It’s always changing direction and presenting us with new opportunities. That’s why your financial security plan has to be flexible. As life changes, so do your circumstances, needs, and goals. I make it my business to know my clients and their families well. I think it’s important for me to understand not just the state of their finances, but also their personal goals and preferences. Working together, we will be able to identify the aspects that most need attention, now and for the future. It’s important to keep up with the significant changes in life. Let me help you achieve a future with financial security.

I am a certified Speaker of the Spanish language.

La vida nunca se queda quieta. Siempre cambia de rumbo y nos presenta nuevas posibilidades. Por ello, su plan de seguridad financiera tiene que ser flexible. Asi como la vida cambia, de igual modo cambian sus circunstancias, necesidades, y metas. Me dedico a conocer bien a mis clientes y sus familias. Creo que es importante que yo entienda no tan solo su estado de finanzas, sino tambien sus metas y gustos personales. Trabajando juntos, podremos identificar las facetas que mas necesitan atencion tanto ahora como para el futuro. Es importante mantenerse al ritmo de los cambios importantes de la vida. Permitame ayudarle a lograr un futuro con seguridad financiera.
 

Even though most people express genuine concern about financial security, it is ironic that, more often than not, these matters are left for a later date which seldom arrives.

Joe Sectzer specializes in developing a dialogue with professionals and owners of closely-held businesses to address these issues.  Once discovery and agreement are obtained, Joe works closely with the client and their advisors to attain the solution which best fits their needs.

 Here's what others have to say about Northwestern Mutual.  Click here.

My Mission

Whether you are concerned about attaining financial security for your family or your business, Joe Sectzer, along with a Network of Specialists, will work to understand your financial goals and objectives.  This will help him provide you with the right solutions and products at the right time.  These may include choosing investment products and investment managers; discussing various retirement options; evaluating various types of life insurance options; as well as disability income and long term care insurance. 

For the business owner, discussions will revolve around the issues of retirement plans, business succession, and estate needs.  Of special interest to many clients is the utilization of life insurance and disability buy-out insurance in the buy-sell agreement process. 

Joe Sectzer will develop a long-term relationship with you based on quality service and integrity.

Northwestern Mutual Financial Network

We provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience.

What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of the Northwestern Mutual Financial Network, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed.